Abstract
Summary
A credit card is a payment card, usually issued by a bank, allowing its users to purchase goods or services or withdraw cash on credit. Using the card thus accrues debt that has to be repaid later. Credit cards are one of the most widely used forms of payment across the world.
The global Personal Credit Card market size is projected to grow from US$ 1373880 million in 2024 to US$ 1785110 million in 2030; it is expected to grow at a CAGR of 4.5% from 2024 to 2030.
LPI (LP Information)' newest research report, the “Personal Credit Card Industry Forecast” looks at past sales and reviews total world Personal Credit Card sales in 2022, providing a comprehensive analysis by region and market sector of projected Personal Credit Card sales for 2023 through 2029. With Personal Credit Card sales broken down by region, market sector and sub-sector, this report provides a detailed analysis in US$ millions of the world Personal Credit Card industry.
This Insight Report provides a comprehensive analysis of the global Personal Credit Card landscape and highlights key trends related to product segmentation, company formation, revenue, and market share, latest development, and M&A activity. This report also analyses the strategies of leading global companies with a focus on Personal Credit Card portfolios and capabilities, market entry strategies, market positions, and geographic footprints, to better understand these firms’ unique position in an accelerating global Personal Credit Card market.
This Insight Report evaluates the key market trends, drivers, and affecting factors shaping the global outlook for Personal Credit Card and breaks down the forecast by Type, by Application, geography, and market size to highlight emerging pockets of opportunity. With a transparent methodology based on hundreds of bottom-up qualitative and quantitative market inputs, this study forecast offers a highly nuanced view of the current state and future trajectory in the global Personal Credit Card.
United States market for Personal Credit Card is estimated to increase from US$ million in 2023 to US$ million by 2030, at a CAGR of % from 2024 through 2030.
China market for Personal Credit Card is estimated to increase from US$ million in 2023 to US$ million by 2030, at a CAGR of % from 2024 through 2030.
Europe market for Personal Credit Card is estimated to increase from US$ million in 2023 to US$ million by 2030, at a CAGR of % from 2024 through 2030.
Global key Personal Credit Card players cover JPMorgan, Citibank, Bank of America, Wells Fargo, Capital One, etc. In terms of revenue, the global two largest companies occupied for a share nearly % in 2023.
This report presents a comprehensive overview, market shares, and growth opportunities of Personal Credit Card market by product type, application, key players and key regions and countries.
Segmentation by Type:
Daily Consumption
Travel
Entertainment
Others
Segmentation by Application:
Customers with Limited Credit Card Usage
Credit Card Users with Low Utilisation
Transactors
Customers with High Credit Card Usage
Credit Card Users with Revolving and Persistent Debt
This report also splits the market by region:
Americas
United States
Canada
Mexico
Brazil
APAC
China
Japan
Korea
Southeast Asia
India
Australia
Europe
Germany
France
UK
Italy
Russia
Middle East & Africa
Egypt
South Africa
Israel
Turkey
GCC Countries
Segmentation by Type:
Daily Consumption
Travel
Entertainment
Others
Segmentation by Application:
Customers with Limited Credit Card Usage
Credit Card Users with Low Utilisation
Transactors
Customers with High Credit Card Usage
Credit Card Users with Revolving and Persistent Debt
This report also splits the market by region:
Americas
United States
Canada
Mexico
Brazil
APAC
China
Japan
Korea
Southeast Asia
India
Australia
Europe
Germany
France
UK
Italy
Russia
Middle East & Africa
Egypt
South Africa
Israel
Turkey
GCC Countries
The below companies that are profiled have been selected based on inputs gathered from primary experts and analyzing the company's coverage, product portfolio, its market penetration.
JPMorgan
Citibank
Bank of America
Wells Fargo
Capital One
American Express
HSBC
Sumitomo Mitsui Banking Corporation
BNP Paribas
State Bank of India
Sberbank
MUFG Bank
Itau Unibanco
Commonwealth Bank
Credit Agricole
Deutsche Bank
Hyundai Card
Al-Rajhi Bank
Standard Bank
Hang Seng Bank
Bank of East Asia
China Merchants Bank
ICBC
China Construction Bank (CCB)
Agricultural Bank of China (ABC)
Ping An Bank
Bank of China
The global Personal Credit Card market size is projected to grow from US$ 1373880 million in 2024 to US$ 1785110 million in 2030; it is expected to grow at a CAGR of 4.5% from 2024 to 2030.
LPI (LP Information)' newest research report, the “Personal Credit Card Industry Forecast” looks at past sales and reviews total world Personal Credit Card sales in 2022, providing a comprehensive analysis by region and market sector of projected Personal Credit Card sales for 2023 through 2029. With Personal Credit Card sales broken down by region, market sector and sub-sector, this report provides a detailed analysis in US$ millions of the world Personal Credit Card industry.
This Insight Report provides a comprehensive analysis of the global Personal Credit Card landscape and highlights key trends related to product segmentation, company formation, revenue, and market share, latest development, and M&A activity. This report also analyses the strategies of leading global companies with a focus on Personal Credit Card portfolios and capabilities, market entry strategies, market positions, and geographic footprints, to better understand these firms’ unique position in an accelerating global Personal Credit Card market.
This Insight Report evaluates the key market trends, drivers, and affecting factors shaping the global outlook for Personal Credit Card and breaks down the forecast by Type, by Application, geography, and market size to highlight emerging pockets of opportunity. With a transparent methodology based on hundreds of bottom-up qualitative and quantitative market inputs, this study forecast offers a highly nuanced view of the current state and future trajectory in the global Personal Credit Card.
United States market for Personal Credit Card is estimated to increase from US$ million in 2023 to US$ million by 2030, at a CAGR of % from 2024 through 2030.
China market for Personal Credit Card is estimated to increase from US$ million in 2023 to US$ million by 2030, at a CAGR of % from 2024 through 2030.
Europe market for Personal Credit Card is estimated to increase from US$ million in 2023 to US$ million by 2030, at a CAGR of % from 2024 through 2030.
Global key Personal Credit Card players cover JPMorgan, Citibank, Bank of America, Wells Fargo, Capital One, etc. In terms of revenue, the global two largest companies occupied for a share nearly % in 2023.
This report presents a comprehensive overview, market shares, and growth opportunities of Personal Credit Card market by product type, application, key players and key regions and countries.
Segmentation by Type:
Daily Consumption
Travel
Entertainment
Others
Segmentation by Application:
Customers with Limited Credit Card Usage
Credit Card Users with Low Utilisation
Transactors
Customers with High Credit Card Usage
Credit Card Users with Revolving and Persistent Debt
This report also splits the market by region:
Americas
United States
Canada
Mexico
Brazil
APAC
China
Japan
Korea
Southeast Asia
India
Australia
Europe
Germany
France
UK
Italy
Russia
Middle East & Africa
Egypt
South Africa
Israel
Turkey
GCC Countries
Segmentation by Type:
Daily Consumption
Travel
Entertainment
Others
Segmentation by Application:
Customers with Limited Credit Card Usage
Credit Card Users with Low Utilisation
Transactors
Customers with High Credit Card Usage
Credit Card Users with Revolving and Persistent Debt
This report also splits the market by region:
Americas
United States
Canada
Mexico
Brazil
APAC
China
Japan
Korea
Southeast Asia
India
Australia
Europe
Germany
France
UK
Italy
Russia
Middle East & Africa
Egypt
South Africa
Israel
Turkey
GCC Countries
The below companies that are profiled have been selected based on inputs gathered from primary experts and analyzing the company's coverage, product portfolio, its market penetration.
JPMorgan
Citibank
Bank of America
Wells Fargo
Capital One
American Express
HSBC
Sumitomo Mitsui Banking Corporation
BNP Paribas
State Bank of India
Sberbank
MUFG Bank
Itau Unibanco
Commonwealth Bank
Credit Agricole
Deutsche Bank
Hyundai Card
Al-Rajhi Bank
Standard Bank
Hang Seng Bank
Bank of East Asia
China Merchants Bank
ICBC
China Construction Bank (CCB)
Agricultural Bank of China (ABC)
Ping An Bank
Bank of China
Table of Contents
1 Scope of the Report
1.1 Market Introduction
1.2 Years Considered
1.3 Research Objectives
1.4 Market Research Methodology
1.5 Research Process and Data Source
1.6 Economic Indicators
1.7 Currency Considered
1.8 Market Estimation Caveats
2 Executive Summary
2.1 World Market Overview
2.1.1 Global Personal Credit Card Market Size 2019-2030
2.1.2 Personal Credit Card Market Size CAGR by Region (2019 VS 2023 VS 2030)
2.1.3 World Current & Future Analysis for Personal Credit Card by Country/Region, 2019, 2023 & 2030
2.2 Personal Credit Card Segment by Type
2.2.1 Daily Consumption
2.2.2 Travel
2.2.3 Entertainment
2.2.4 Others
2.3 Personal Credit Card Market Size by Type
2.3.1 Personal Credit Card Market Size CAGR by Type (2019 VS 2023 VS 2030)
2.3.2 Global Personal Credit Card Market Size Market Share by Type (2019-2024)
2.4 Personal Credit Card Segment by Application
2.4.1 Customers with Limited Credit Card Usage
2.4.2 Credit Card Users with Low Utilisation
2.4.3 Transactors
2.4.4 Customers with High Credit Card Usage
2.4.5 Credit Card Users with Revolving and Persistent Debt
2.5 Personal Credit Card Market Size by Application
2.5.1 Personal Credit Card Market Size CAGR by Application (2019 VS 2023 VS 2030)
2.5.2 Global Personal Credit Card Market Size Market Share by Application (2019-2024)
3 Personal Credit Card Market Size by Player
3.1 Personal Credit Card Market Size Market Share by Player
3.1.1 Global Personal Credit Card Revenue by Player (2019-2024)
3.1.2 Global Personal Credit Card Revenue Market Share by Player (2019-2024)
3.2 Global Personal Credit Card Key Players Head office and Products Offered
3.3 Market Concentration Rate Analysis
3.3.1 Competition Landscape Analysis
3.3.2 Concentration Ratio (CR3, CR5 and CR10) & (2022-2024)
3.4 New Products and Potential Entrants
3.5 Mergers & Acquisitions, Expansion
4 Personal Credit Card by Region
4.1 Personal Credit Card Market Size by Region (2019-2024)
4.2 Global Personal Credit Card Annual Revenue by Country/Region (2019-2024)
4.3 Americas Personal Credit Card Market Size Growth (2019-2024)
4.4 APAC Personal Credit Card Market Size Growth (2019-2024)
4.5 Europe Personal Credit Card Market Size Growth (2019-2024)
4.6 Middle East & Africa Personal Credit Card Market Size Growth (2019-2024)
5 Americas
5.1 Americas Personal Credit Card Market Size by Country (2019-2024)
5.2 Americas Personal Credit Card Market Size by Type (2019-2024)
5.3 Americas Personal Credit Card Market Size by Application (2019-2024)
5.4 United States
5.5 Canada
5.6 Mexico
5.7 Brazil
6 APAC
6.1 APAC Personal Credit Card Market Size by Region (2019-2024)
6.2 APAC Personal Credit Card Market Size by Type (2019-2024)
6.3 APAC Personal Credit Card Market Size by Application (2019-2024)
6.4 China
6.5 Japan
6.6 South Korea
6.7 Southeast Asia
6.8 India
6.9 Australia
7 Europe
7.1 Europe Personal Credit Card Market Size by Country (2019-2024)
7.2 Europe Personal Credit Card Market Size by Type (2019-2024)
7.3 Europe Personal Credit Card Market Size by Application (2019-2024)
7.4 Germany
7.5 France
7.6 UK
7.7 Italy
7.8 Russia
8 Middle East & Africa
8.1 Middle East & Africa Personal Credit Card by Region (2019-2024)
8.2 Middle East & Africa Personal Credit Card Market Size by Type (2019-2024)
8.3 Middle East & Africa Personal Credit Card Market Size by Application (2019-2024)
8.4 Egypt
8.5 South Africa
8.6 Israel
8.7 Turkey
8.8 GCC Countries
9 Market Drivers, Challenges and Trends
9.1 Market Drivers & Growth Opportunities
9.2 Market Challenges & Risks
9.3 Industry Trends
10 Global Personal Credit Card Market Forecast
10.1 Global Personal Credit Card Forecast by Region (2025-2030)
10.1.1 Global Personal Credit Card Forecast by Region (2025-2030)
10.1.2 Americas Personal Credit Card Forecast
10.1.3 APAC Personal Credit Card Forecast
10.1.4 Europe Personal Credit Card Forecast
10.1.5 Middle East & Africa Personal Credit Card Forecast
10.2 Americas Personal Credit Card Forecast by Country (2025-2030)
10.2.1 United States Market Personal Credit Card Forecast
10.2.2 Canada Market Personal Credit Card Forecast
10.2.3 Mexico Market Personal Credit Card Forecast
10.2.4 Brazil Market Personal Credit Card Forecast
10.3 APAC Personal Credit Card Forecast by Region (2025-2030)
10.3.1 China Personal Credit Card Market Forecast
10.3.2 Japan Market Personal Credit Card Forecast
10.3.3 Korea Market Personal Credit Card Forecast
10.3.4 Southeast Asia Market Personal Credit Card Forecast
10.3.5 India Market Personal Credit Card Forecast
10.3.6 Australia Market Personal Credit Card Forecast
10.4 Europe Personal Credit Card Forecast by Country (2025-2030)
10.4.1 Germany Market Personal Credit Card Forecast
10.4.2 France Market Personal Credit Card Forecast
10.4.3 UK Market Personal Credit Card Forecast
10.4.4 Italy Market Personal Credit Card Forecast
10.4.5 Russia Market Personal Credit Card Forecast
10.5 Middle East & Africa Personal Credit Card Forecast by Region (2025-2030)
10.5.1 Egypt Market Personal Credit Card Forecast
10.5.2 South Africa Market Personal Credit Card Forecast
10.5.3 Israel Market Personal Credit Card Forecast
10.5.4 Turkey Market Personal Credit Card Forecast
10.6 Global Personal Credit Card Forecast by Type (2025-2030)
10.7 Global Personal Credit Card Forecast by Application (2025-2030)
10.7.1 GCC Countries Market Personal Credit Card Forecast
11 Key Players Analysis
11.1 JPMorgan
11.1.1 JPMorgan Company Information
11.1.2 JPMorgan Personal Credit Card Product Offered
11.1.3 JPMorgan Personal Credit Card Revenue, Gross Margin and Market Share (2019-2024)
11.1.4 JPMorgan Main Business Overview
11.1.5 JPMorgan Latest Developments
11.2 Citibank
11.2.1 Citibank Company Information
11.2.2 Citibank Personal Credit Card Product Offered
11.2.3 Citibank Personal Credit Card Revenue, Gross Margin and Market Share (2019-2024)
11.2.4 Citibank Main Business Overview
11.2.5 Citibank Latest Developments
11.3 Bank of America
11.3.1 Bank of America Company Information
11.3.2 Bank of America Personal Credit Card Product Offered
11.3.3 Bank of America Personal Credit Card Revenue, Gross Margin and Market Share (2019-2024)
11.3.4 Bank of America Main Business Overview
11.3.5 Bank of America Latest Developments
11.4 Wells Fargo
11.4.1 Wells Fargo Company Information
11.4.2 Wells Fargo Personal Credit Card Product Offered
11.4.3 Wells Fargo Personal Credit Card Revenue, Gross Margin and Market Share (2019-2024)
11.4.4 Wells Fargo Main Business Overview
11.4.5 Wells Fargo Latest Developments
11.5 Capital One
11.5.1 Capital One Company Information
11.5.2 Capital One Personal Credit Card Product Offered
11.5.3 Capital One Personal Credit Card Revenue, Gross Margin and Market Share (2019-2024)
11.5.4 Capital One Main Business Overview
11.5.5 Capital One Latest Developments
11.6 American Express
11.6.1 American Express Company Information
11.6.2 American Express Personal Credit Card Product Offered
11.6.3 American Express Personal Credit Card Revenue, Gross Margin and Market Share (2019-2024)
11.6.4 American Express Main Business Overview
11.6.5 American Express Latest Developments
11.7 HSBC
11.7.1 HSBC Company Information
11.7.2 HSBC Personal Credit Card Product Offered
11.7.3 HSBC Personal Credit Card Revenue, Gross Margin and Market Share (2019-2024)
11.7.4 HSBC Main Business Overview
11.7.5 HSBC Latest Developments
11.8 Sumitomo Mitsui Banking Corporation
11.8.1 Sumitomo Mitsui Banking Corporation Company Information
11.8.2 Sumitomo Mitsui Banking Corporation Personal Credit Card Product Offered
11.8.3 Sumitomo Mitsui Banking Corporation Personal Credit Card Revenue, Gross Margin and Market Share (2019-2024)
11.8.4 Sumitomo Mitsui Banking Corporation Main Business Overview
11.8.5 Sumitomo Mitsui Banking Corporation Latest Developments
11.9 BNP Paribas
11.9.1 BNP Paribas Company Information
11.9.2 BNP Paribas Personal Credit Card Product Offered
11.9.3 BNP Paribas Personal Credit Card Revenue, Gross Margin and Market Share (2019-2024)
11.9.4 BNP Paribas Main Business Overview
11.9.5 BNP Paribas Latest Developments
11.10 State Bank of India
11.10.1 State Bank of India Company Information
11.10.2 State Bank of India Personal Credit Card Product Offered
11.10.3 State Bank of India Personal Credit Card Revenue, Gross Margin and Market Share (2019-2024)
11.10.4 State Bank of India Main Business Overview
11.10.5 State Bank of India Latest Developments
11.11 Sberbank
11.11.1 Sberbank Company Information
11.11.2 Sberbank Personal Credit Card Product Offered
11.11.3 Sberbank Personal Credit Card Revenue, Gross Margin and Market Share (2019-2024)
11.11.4 Sberbank Main Business Overview
11.11.5 Sberbank Latest Developments
11.12 MUFG Bank
11.12.1 MUFG Bank Company Information
11.12.2 MUFG Bank Personal Credit Card Product Offered
11.12.3 MUFG Bank Personal Credit Card Revenue, Gross Margin and Market Share (2019-2024)
11.12.4 MUFG Bank Main Business Overview
11.12.5 MUFG Bank Latest Developments
11.13 Itau Unibanco
11.13.1 Itau Unibanco Company Information
11.13.2 Itau Unibanco Personal Credit Card Product Offered
11.13.3 Itau Unibanco Personal Credit Card Revenue, Gross Margin and Market Share (2019-2024)
11.13.4 Itau Unibanco Main Business Overview
11.13.5 Itau Unibanco Latest Developments
11.14 Commonwealth Bank
11.14.1 Commonwealth Bank Company Information
11.14.2 Commonwealth Bank Personal Credit Card Product Offered
11.14.3 Commonwealth Bank Personal Credit Card Revenue, Gross Margin and Market Share (2019-2024)
11.14.4 Commonwealth Bank Main Business Overview
11.14.5 Commonwealth Bank Latest Developments
11.15 Credit Agricole
11.15.1 Credit Agricole Company Information
11.15.2 Credit Agricole Personal Credit Card Product Offered
11.15.3 Credit Agricole Personal Credit Card Revenue, Gross Margin and Market Share (2019-2024)
11.15.4 Credit Agricole Main Business Overview
11.15.5 Credit Agricole Latest Developments
11.16 Deutsche Bank
11.16.1 Deutsche Bank Company Information
11.16.2 Deutsche Bank Personal Credit Card Product Offered
11.16.3 Deutsche Bank Personal Credit Card Revenue, Gross Margin and Market Share (2019-2024)
11.16.4 Deutsche Bank Main Business Overview
11.16.5 Deutsche Bank Latest Developments
11.17 Hyundai Card
11.17.1 Hyundai Card Company Information
11.17.2 Hyundai Card Personal Credit Card Product Offered
11.17.3 Hyundai Card Personal Credit Card Revenue, Gross Margin and Market Share (2019-2024)
11.17.4 Hyundai Card Main Business Overview
11.17.5 Hyundai Card Latest Developments
11.18 Al-Rajhi Bank
11.18.1 Al-Rajhi Bank Company Information
11.18.2 Al-Rajhi Bank Personal Credit Card Product Offered
11.18.3 Al-Rajhi Bank Personal Credit Card Revenue, Gross Margin and Market Share (2019-2024)
11.18.4 Al-Rajhi Bank Main Business Overview
11.18.5 Al-Rajhi Bank Latest Developments
11.19 Standard Bank
11.19.1 Standard Bank Company Information
11.19.2 Standard Bank Personal Credit Card Product Offered
11.19.3 Standard Bank Personal Credit Card Revenue, Gross Margin and Market Share (2019-2024)
11.19.4 Standard Bank Main Business Overview
11.19.5 Standard Bank Latest Developments
11.20 Hang Seng Bank
11.20.1 Hang Seng Bank Company Information
11.20.2 Hang Seng Bank Personal Credit Card Product Offered
11.20.3 Hang Seng Bank Personal Credit Card Revenue, Gross Margin and Market Share (2019-2024)
11.20.4 Hang Seng Bank Main Business Overview
11.20.5 Hang Seng Bank Latest Developments
11.21 Bank of East Asia
11.21.1 Bank of East Asia Company Information
11.21.2 Bank of East Asia Personal Credit Card Product Offered
11.21.3 Bank of East Asia Personal Credit Card Revenue, Gross Margin and Market Share (2019-2024)
11.21.4 Bank of East Asia Main Business Overview
11.21.5 Bank of East Asia Latest Developments
11.22 China Merchants Bank
11.22.1 China Merchants Bank Company Information
11.22.2 China Merchants Bank Personal Credit Card Product Offered
11.22.3 China Merchants Bank Personal Credit Card Revenue, Gross Margin and Market Share (2019-2024)
11.22.4 China Merchants Bank Main Business Overview
11.22.5 China Merchants Bank Latest Developments
11.23 ICBC
11.23.1 ICBC Company Information
11.23.2 ICBC Personal Credit Card Product Offered
11.23.3 ICBC Personal Credit Card Revenue, Gross Margin and Market Share (2019-2024)
11.23.4 ICBC Main Business Overview
11.23.5 ICBC Latest Developments
11.24 China Construction Bank (CCB)
11.24.1 China Construction Bank (CCB) Company Information
11.24.2 China Construction Bank (CCB) Personal Credit Card Product Offered
11.24.3 China Construction Bank (CCB) Personal Credit Card Revenue, Gross Margin and Market Share (2019-2024)
11.24.4 China Construction Bank (CCB) Main Business Overview
11.24.5 China Construction Bank (CCB) Latest Developments
11.25 Agricultural Bank of China (ABC)
11.25.1 Agricultural Bank of China (ABC) Company Information
11.25.2 Agricultural Bank of China (ABC) Personal Credit Card Product Offered
11.25.3 Agricultural Bank of China (ABC) Personal Credit Card Revenue, Gross Margin and Market Share (2019-2024)
11.25.4 Agricultural Bank of China (ABC) Main Business Overview
11.25.5 Agricultural Bank of China (ABC) Latest Developments
11.26 Ping An Bank
11.26.1 Ping An Bank Company Information
11.26.2 Ping An Bank Personal Credit Card Product Offered
11.26.3 Ping An Bank Personal Credit Card Revenue, Gross Margin and Market Share (2019-2024)
11.26.4 Ping An Bank Main Business Overview
11.26.5 Ping An Bank Latest Developments
11.27 Bank of China
11.27.1 Bank of China Company Information
11.27.2 Bank of China Personal Credit Card Product Offered
11.27.3 Bank of China Personal Credit Card Revenue, Gross Margin and Market Share (2019-2024)
11.27.4 Bank of China Main Business Overview
11.27.5 Bank of China Latest Developments
12 Research Findings and Conclusion