Abstract
Summary
Insurance is a business that provides coverage, in the form of compensation resulting from loss, damages, injury, treatment or hardship in exchange for premium payments. The company calculates the risk of occurrence then determines the cost to replace (pay for) the loss to determine the premium amount.
The global market for Insurance was estimated to be worth US$ 5868 million in 2023 and is forecast to a readjusted size of US$ 8516.5 million by 2030 with a CAGR of 5.4% during the forecast period 2024-2030.
Global Insurance key players include Allianz, AXA, Ping An Insurance, China Life Insurance, etc. Global top four manufacturers hold a share over 5%.
Asia-Pacific is the largest market, with a share over 30%, followed by Europe, and North America, both have a share about 60 percent.
In terms of product, Non-life Insurance is the largest segment, with a share over 55%. And in terms of application, the largest application is Bancassurance, followed by Digital and Direct Channels, Brokers, Agency, etc.
Report Scope
This report aims to provide a comprehensive presentation of the global market for Insurance, with both quantitative and qualitative analysis, to help readers develop business/growth strategies, assess the market competitive situation, analyse their position in the current marketplace, and make informed business decisions regarding Insurance.
The Insurance market size, estimations, and forecasts are provided in terms of and revenue ($ millions), considering 2023 as the base year, with history and forecast data for the period from 2019 to 2030. This report segments the global Insurance market comprehensively. Regional market sizes, concerning products by type, by application, and by players, are also provided.
For a more in-depth understanding of the market, the report provides profiles of the competitive landscape, key competitors, and their respective market ranks. The report also discusses technological trends and new product developments.
The report will help the Insurance companies, new entrants, and industry chain related companies in this market with information on the revenues for the overall market and the sub-segments across the different segments, by company, product type, application, and regions.
Market Segmentation
By Company
Allianz
AXA
Generali
Ping An Insurance
China Life Insurance
Prudential PLC
Munich Re
Zurich Insurance
Nippon Life Insurance
Japan Post Holdings
Berkshire Hathaway
Metlife
Manulife Financial
CPIC
Chubb
AIG
Aviva
Allstate
Swiss RE
Prudential Financial
Travelers
AIA
Aflac
Legal & General
Segment by Type
Life Insurance
Non-Life Insurance
Segment by Application
Agency
Brokers
Bancassurance
Digital and Direct Channels
By Region
North America
United States
Canada
Europe
Germany
France
U.K.
Italy
Russia
Nordic Countries
Rest of Europe
Asia-Pacific
China
Japan
South Korea
India
Southeast Asia
Australia
Rest of Asia-Pacific
Latin America
Mexico
Brazil
Rest of Latin America
Middle East & Africa
Turkey
Saudi Arabia
UAE
Rest of Middle East & Africa
Chapter Outline
Chapter 1: Introduces the report scope of the report, executive summary of different market segments (product type, application, etc), including the market size of each market segment, future development potential, and so on.
Chapter 2: Revenue of Insurance in global and regional level.
Chapter 3: Detailed analysis of Insurance company competitive landscape, revenue, market share and industry ranking, latest development plan, merger, and acquisition information, etc.
Chapter 4: Provides profiles of key companies, introducing the basic situation of the main companies in the market in detail, including product descriptions and specifications, Insurance revenue, gross margin, and recent development, etc.
Chapter 5: Provides the analysis of various market segments by Type, covering the revenue, and development potential of each market segment, to help readers find the blue ocean market in different market segments.
Chapter 6: Provides the analysis of various market segments by Application, covering the revenue, and development potential of each market segment, to help readers find the blue ocean market in different downstream markets.
Chapter 7: North America (US & Canada) by Type, by Application and by country, revenue for each segment.
Chapter 8: Europe by Type, by Application and by country, revenue for each segment.
Chapter 9: Asia Pacific by Type, by Application and by region, revenue for each segment.
Chapter 10: Latin America by Type, by Application and by country, revenue for each segment.
Chapter 11: Middle East and Africa, by Type, by Application and by country, revenue for each segment.
Chapter 12: Analysis of industrial chain, sales channel, key raw materials, distributors, and customers.
Chapter 13: Introduces the market dynamics, latest developments of the market, the driving factors and restrictive factors of the market, the challenges and risks faced by manufacturers in the industry, and the analysis of relevant policies in the industry.
Chapter 14: Research Findings and Conclusion
The global market for Insurance was estimated to be worth US$ 5868 million in 2023 and is forecast to a readjusted size of US$ 8516.5 million by 2030 with a CAGR of 5.4% during the forecast period 2024-2030.
Global Insurance key players include Allianz, AXA, Ping An Insurance, China Life Insurance, etc. Global top four manufacturers hold a share over 5%.
Asia-Pacific is the largest market, with a share over 30%, followed by Europe, and North America, both have a share about 60 percent.
In terms of product, Non-life Insurance is the largest segment, with a share over 55%. And in terms of application, the largest application is Bancassurance, followed by Digital and Direct Channels, Brokers, Agency, etc.
Report Scope
This report aims to provide a comprehensive presentation of the global market for Insurance, with both quantitative and qualitative analysis, to help readers develop business/growth strategies, assess the market competitive situation, analyse their position in the current marketplace, and make informed business decisions regarding Insurance.
The Insurance market size, estimations, and forecasts are provided in terms of and revenue ($ millions), considering 2023 as the base year, with history and forecast data for the period from 2019 to 2030. This report segments the global Insurance market comprehensively. Regional market sizes, concerning products by type, by application, and by players, are also provided.
For a more in-depth understanding of the market, the report provides profiles of the competitive landscape, key competitors, and their respective market ranks. The report also discusses technological trends and new product developments.
The report will help the Insurance companies, new entrants, and industry chain related companies in this market with information on the revenues for the overall market and the sub-segments across the different segments, by company, product type, application, and regions.
Market Segmentation
By Company
Allianz
AXA
Generali
Ping An Insurance
China Life Insurance
Prudential PLC
Munich Re
Zurich Insurance
Nippon Life Insurance
Japan Post Holdings
Berkshire Hathaway
Metlife
Manulife Financial
CPIC
Chubb
AIG
Aviva
Allstate
Swiss RE
Prudential Financial
Travelers
AIA
Aflac
Legal & General
Segment by Type
Life Insurance
Non-Life Insurance
Segment by Application
Agency
Brokers
Bancassurance
Digital and Direct Channels
By Region
North America
United States
Canada
Europe
Germany
France
U.K.
Italy
Russia
Nordic Countries
Rest of Europe
Asia-Pacific
China
Japan
South Korea
India
Southeast Asia
Australia
Rest of Asia-Pacific
Latin America
Mexico
Brazil
Rest of Latin America
Middle East & Africa
Turkey
Saudi Arabia
UAE
Rest of Middle East & Africa
Chapter Outline
Chapter 1: Introduces the report scope of the report, executive summary of different market segments (product type, application, etc), including the market size of each market segment, future development potential, and so on.
Chapter 2: Revenue of Insurance in global and regional level.
Chapter 3: Detailed analysis of Insurance company competitive landscape, revenue, market share and industry ranking, latest development plan, merger, and acquisition information, etc.
Chapter 4: Provides profiles of key companies, introducing the basic situation of the main companies in the market in detail, including product descriptions and specifications, Insurance revenue, gross margin, and recent development, etc.
Chapter 5: Provides the analysis of various market segments by Type, covering the revenue, and development potential of each market segment, to help readers find the blue ocean market in different market segments.
Chapter 6: Provides the analysis of various market segments by Application, covering the revenue, and development potential of each market segment, to help readers find the blue ocean market in different downstream markets.
Chapter 7: North America (US & Canada) by Type, by Application and by country, revenue for each segment.
Chapter 8: Europe by Type, by Application and by country, revenue for each segment.
Chapter 9: Asia Pacific by Type, by Application and by region, revenue for each segment.
Chapter 10: Latin America by Type, by Application and by country, revenue for each segment.
Chapter 11: Middle East and Africa, by Type, by Application and by country, revenue for each segment.
Chapter 12: Analysis of industrial chain, sales channel, key raw materials, distributors, and customers.
Chapter 13: Introduces the market dynamics, latest developments of the market, the driving factors and restrictive factors of the market, the challenges and risks faced by manufacturers in the industry, and the analysis of relevant policies in the industry.
Chapter 14: Research Findings and Conclusion
Table of Contents
1 Study Coverage
1.1 Insurance Product Introduction
1.2 Market by Type
1.2.1 Global Insurance Market Size Growth Rate by Type (2019 VS 2023 VS 2030)
1.2.2 Life Insurance
1.2.3 Non-Life Insurance
1.3 Market by Application
1.3.1 Global Insurance Market Size Growth Rate by Application (2019 VS 2023 VS 2030)
1.3.2 Agency
1.3.3 Brokers
1.3.4 Bancassurance
1.3.5 Digital and Direct Channels
1.4 Assumptions and Limitations
1.5 Study Objectives
1.6 Years Considered
2 Executive Summary
2.1 Global Insurance Market Size Estimates and Forecasts
2.2 Insurance Market Size by Region: 2023 Versus 2030
2.2.1 Global Insurance Revenue by Region: 2019-2024
2.2.2 Global Insurance Revenue Forecast by Region (2025-2030)
2.2.3 Global Insurance Revenue Market Share by Region (2019-2030)
3 Global Insurance by Company
3.1 Global Insurance Revenue by Company (2019-2024)
3.2 Global Insurance Revenue Share by Company (2019-2024)
3.3 Competitive Landscape
3.3.1 Key Insurance Companies around the World: Ranking by Revenue
3.3.2 Global Insurance Market Concentration Ratio (CR5 and HHI) & (2019-2024)
3.3.3 Global Insurance Market Share by Company Type (Tier 1, Tier 2 and Tier 3)
3.4 Global Insurance Companies Headquarters & Product Type
3.4.1 Insurance Companies Headquarters
3.4.2 Global Insurance Companies Product & Service
3.4.3 Date of International Companies Enter into Insurance Market
3.5 Global Insurance Mergers & Acquisitions, Expansion Plans
4 Company Profiles
4.1 Allianz
4.1.1 Allianz Company Information
4.1.2 Allianz Description, Business Overview
4.1.3 Allianz Insurance Products Offered
4.1.4 Allianz Insurance Revenue and Gross Margin (2019-2024)
4.1.5 Allianz Insurance Revenue by Product in 2023
4.1.6 Allianz Insurance Revenue by Application in 2023
4.1.7 Allianz Insurance Revenue by Geographic Area in 2023
4.1.8 Allianz Recent Developments
4.2 AXA
4.2.1 AXA Company Information
4.2.2 AXA Description, Business Overview
4.2.3 AXA Insurance Products Offered
4.2.4 AXA Insurance Revenue and Gross Margin (2019-2024)
4.2.5 AXA Insurance Revenue by Product in 2023
4.2.6 AXA Insurance Revenue by Application in 2023
4.2.7 AXA Insurance Revenue by Geographic Area in 2023
4.2.8 AXA Recent Developments
4.3 Generali
4.3.1 Generali Company Information
4.3.2 Generali Description, Business Overview
4.3.3 Generali Insurance Products Offered
4.3.4 Generali Insurance Revenue and Gross Margin (2019-2024)
4.3.5 Generali Insurance Revenue by Product in 2023
4.3.6 Generali Insurance Revenue by Application in 2023
4.3.7 Generali Insurance Revenue by Geographic Area in 2023
4.3.8 Generali Recent Developments
4.4 Ping An Insurance
4.4.1 Ping An Insurance Company Information
4.4.2 Ping An Insurance Description, Business Overview
4.4.3 Ping An Insurance Insurance Products Offered
4.4.4 Ping An Insurance Insurance Revenue and Gross Margin (2019-2024)
4.4.5 Ping An Insurance Insurance Revenue by Product in 2023
4.4.6 Ping An Insurance Insurance Revenue by Application in 2023
4.4.7 Ping An Insurance Insurance Revenue by Geographic Area in 2023
4.4.8 Ping An Insurance Recent Developments
4.5 China Life Insurance
4.5.1 China Life Insurance Company Information
4.5.2 China Life Insurance Description, Business Overview
4.5.3 China Life Insurance Insurance Products Offered
4.5.4 China Life Insurance Insurance Revenue and Gross Margin (2019-2024)
4.5.5 China Life Insurance Insurance Revenue by Product in 2023
4.5.6 China Life Insurance Insurance Revenue by Application in 2023
4.5.7 China Life Insurance Insurance Revenue by Geographic Area in 2023
4.5.8 China Life Insurance Recent Developments
4.6 Prudential PLC
4.6.1 Prudential PLC Company Information
4.6.2 Prudential PLC Description, Business Overview
4.6.3 Prudential PLC Insurance Products Offered
4.6.4 Prudential PLC Insurance Revenue and Gross Margin (2019-2024)
4.6.5 Prudential PLC Insurance Revenue by Product in 2023
4.6.6 Prudential PLC Insurance Revenue by Application in 2023
4.6.7 Prudential PLC Insurance Revenue by Geographic Area in 2023
4.6.8 Prudential PLC Recent Development
4.7 Munich Re
4.7.1 Munich Re Company Information
4.7.2 Munich Re Description, Business Overview
4.7.3 Munich Re Insurance Products Offered
4.7.4 Munich Re Insurance Revenue and Gross Margin (2019-2024)
4.7.5 Munich Re Insurance Revenue by Product in 2023
4.7.6 Munich Re Insurance Revenue by Application in 2023
4.7.7 Munich Re Insurance Revenue by Geographic Area in 2023
4.7.8 Munich Re Recent Development
4.8 Zurich Insurance
4.8.1 Zurich Insurance Company Information
4.8.2 Zurich Insurance Description, Business Overview
4.8.3 Zurich Insurance Insurance Products Offered
4.8.4 Zurich Insurance Insurance Revenue and Gross Margin (2019-2024)
4.8.5 Zurich Insurance Insurance Revenue by Product in 2023
4.8.6 Zurich Insurance Insurance Revenue by Application in 2023
4.8.7 Zurich Insurance Insurance Revenue by Geographic Area in 2023
4.8.8 Zurich Insurance Recent Development
4.9 Nippon Life Insurance
4.9.1 Nippon Life Insurance Company Information
4.9.2 Nippon Life Insurance Description, Business Overview
4.9.3 Nippon Life Insurance Insurance Products Offered
4.9.4 Nippon Life Insurance Insurance Revenue and Gross Margin (2019-2024)
4.9.5 Nippon Life Insurance Insurance Revenue by Product in 2023
4.9.6 Nippon Life Insurance Insurance Revenue by Application in 2023
4.9.7 Nippon Life Insurance Insurance Revenue by Geographic Area in 2023
4.9.8 Nippon Life Insurance Recent Development
4.10 Japan Post Holdings
4.10.1 Japan Post Holdings Company Information
4.10.2 Japan Post Holdings Description, Business Overview
4.10.3 Japan Post Holdings Insurance Products Offered
4.10.4 Japan Post Holdings Insurance Revenue and Gross Margin (2019-2024)
4.10.5 Japan Post Holdings Insurance Revenue by Product in 2023
4.10.6 Japan Post Holdings Insurance Revenue by Application in 2023
4.10.7 Japan Post Holdings Insurance Revenue by Geographic Area in 2023
4.10.8 Japan Post Holdings Recent Development
4.11 Berkshire Hathaway
4.11.1 Berkshire Hathaway Company Information
4.11.2 Berkshire Hathaway Description, Business Overview
4.11.3 Berkshire Hathaway Insurance Products Offered
4.11.4 Berkshire Hathaway Insurance Revenue and Gross Margin (2019-2024)
4.11.5 Berkshire Hathaway Insurance Revenue by Product in 2023
4.11.6 Berkshire Hathaway Insurance Revenue by Application in 2023
4.11.7 Berkshire Hathaway Insurance Revenue by Geographic Area in 2023
4.11.8 Berkshire Hathaway Recent Development
4.12 Metlife
4.12.1 Metlife Company Information
4.12.2 Metlife Description, Business Overview
4.12.3 Metlife Insurance Products Offered
4.12.4 Metlife Insurance Revenue and Gross Margin (2019-2024)
4.12.5 Metlife Insurance Revenue by Product in 2023
4.12.6 Metlife Insurance Revenue by Application in 2023
4.12.7 Metlife Insurance Revenue by Geographic Area in 2023
4.12.8 Metlife Recent Development
4.13 Manulife Financial
4.13.1 Manulife Financial Company Information
4.13.2 Manulife Financial Description, Business Overview
4.13.3 Manulife Financial Insurance Products Offered
4.13.4 Manulife Financial Insurance Revenue and Gross Margin (2019-2024)
4.13.5 Manulife Financial Insurance Revenue by Product in 2023
4.13.6 Manulife Financial Insurance Revenue by Application in 2023
4.13.7 Manulife Financial Insurance Revenue by Geographic Area in 2023
4.13.8 Manulife Financial Recent Development
4.14 CPIC
4.14.1 CPIC Company Information
4.14.2 CPIC Description, Business Overview
4.14.3 CPIC Insurance Products Offered
4.14.4 CPIC Insurance Revenue and Gross Margin (2019-2024)
4.14.5 CPIC Insurance Revenue by Product in 2023
4.14.6 CPIC Insurance Revenue by Application in 2023
4.14.7 CPIC Insurance Revenue by Geographic Area in 2023
4.14.8 CPIC Recent Development
4.15 Chubb
4.15.1 Chubb Company Information
4.15.2 Chubb Description, Business Overview
4.15.3 Chubb Insurance Products Offered
4.15.4 Chubb Insurance Revenue and Gross Margin (2019-2024)
4.15.5 Chubb Insurance Revenue by Product in 2023
4.15.6 Chubb Insurance Revenue by Application in 2023
4.15.7 Chubb Insurance Revenue by Geographic Area in 2023
4.15.8 Chubb Recent Development
4.16 AIG
4.16.1 AIG Company Information
4.16.2 AIG Description, Business Overview
4.16.3 AIG Insurance Products Offered
4.16.4 AIG Insurance Revenue and Gross Margin (2019-2024)
4.16.5 AIG Insurance Revenue by Product in 2023
4.16.6 AIG Insurance Revenue by Application in 2023
4.16.7 AIG Insurance Revenue by Geographic Area in 2023
4.16.8 AIG Recent Development
4.17 Aviva
4.17.1 Aviva Company Information
4.17.2 Aviva Description, Business Overview
4.17.3 Aviva Insurance Products Offered
4.17.4 Aviva Insurance Revenue and Gross Margin (2019-2024)
4.17.5 Aviva Insurance Revenue by Product in 2023
4.17.6 Aviva Insurance Revenue by Application in 2023
4.17.7 Aviva Insurance Revenue by Geographic Area in 2023
4.17.8 Aviva Recent Development
4.18 Allstate
4.18.1 Allstate Company Information
4.18.2 Allstate Description, Business Overview
4.18.3 Allstate Insurance Products Offered
4.18.4 Allstate Insurance Revenue and Gross Margin (2019-2024)
4.18.5 Allstate Insurance Revenue by Product in 2023
4.18.6 Allstate Insurance Revenue by Application in 2023
4.18.7 Allstate Insurance Revenue by Geographic Area in 2023
4.18.8 Allstate Recent Development
4.19 Swiss RE
4.19.1 Swiss RE Company Information
4.19.2 Swiss RE Description, Business Overview
4.19.3 Swiss RE Insurance Products Offered
4.19.4 Swiss RE Insurance Revenue and Gross Margin (2019-2024)
4.19.5 Swiss RE Insurance Revenue by Product in 2023
4.19.6 Swiss RE Insurance Revenue by Application in 2023
4.19.7 Swiss RE Insurance Revenue by Geographic Area in 2023
4.19.8 Swiss RE Recent Development
4.20 Prudential Financial
4.20.1 Prudential Financial Company Information
4.20.2 Prudential Financial Description, Business Overview
4.20.3 Prudential Financial Insurance Products Offered
4.20.4 Prudential Financial Insurance Revenue and Gross Margin (2019-2024)
4.20.5 Prudential Financial Insurance Revenue by Product in 2023
4.20.6 Prudential Financial Insurance Revenue by Application in 2023
4.20.7 Prudential Financial Insurance Revenue by Geographic Area in 2023
4.20.8 Prudential Financial Recent Development
4.21 Travelers
4.21.1 Travelers Company Information
4.21.2 Travelers Description, Business Overview
4.21.3 Travelers Insurance Products Offered
4.21.4 Travelers Insurance Revenue and Gross Margin (2019-2024)
4.21.5 Travelers Insurance Revenue by Product in 2023
4.21.6 Travelers Insurance Revenue by Application in 2023
4.21.7 Travelers Insurance Revenue by Geographic Area in 2023
4.21.8 Travelers Recent Development
4.22 AIA
4.22.1 AIA Company Information
4.22.2 AIA Description, Business Overview
4.22.3 AIA Insurance Products Offered
4.22.4 AIA Insurance Revenue and Gross Margin (2019-2024)
4.22.5 AIA Insurance Revenue by Product in 2023
4.22.6 AIA Insurance Revenue by Application in 2023
4.22.7 AIA Insurance Revenue by Geographic Area in 2023
4.22.8 AIA Recent Development
4.23 Aflac
4.23.1 Aflac Company Information
4.23.2 Aflac Description, Business Overview
4.23.3 Aflac Insurance Products Offered
4.23.4 Aflac Insurance Revenue and Gross Margin (2019-2024)
4.23.5 Aflac Insurance Revenue by Product in 2023
4.23.6 Aflac Insurance Revenue by Application in 2023
4.23.7 Aflac Insurance Revenue by Geographic Area in 2023
4.23.8 Aflac Recent Development
4.24 Legal & General
4.24.1 Legal & General Company Information
4.24.2 Legal & General Description, Business Overview
4.24.3 Legal & General Insurance Products Offered
4.24.4 Legal & General Insurance Revenue and Gross Margin (2019-2024)
4.24.5 Legal & General Insurance Revenue by Product in 2023
4.24.6 Legal & General Insurance Revenue by Application in 2023
4.24.7 Legal & General Insurance Revenue by Geographic Area in 2023
4.24.8 Legal & General Recent Development
5 Breakdown Data by Type
5.1 Global Insurance Revenue by Type (2019-2024)
5.2 Global Insurance Revenue Forecast by Type (2025-2030)
5.3 Insurance Revenue Market Share by Type (2019-2030)
6 Breakdown Data by Application
6.1 Global Insurance Revenue by Application (2019-2024)
6.2 Global Insurance Revenue Forecast by Application (2025-2030)
6.3 Insurance Revenue Market Share by Application (2019-2030)
7 North America
7.1 North America Insurance Market Size YoY Growth 2019-2030
7.2 North America Insurance Market Facts & Figures by Country (2019-2030)
7.3 North America Insurance Revenue by Type (2019-2024)
7.4 North America Insurance Revenue by Application (2019-2024)
8 Asia-Pacific
8.1 Asia-Pacific Insurance Market Size YoY Growth 2019-2030
8.2 Asia-Pacific Insurance Market Facts & Figures by Region (2019-2030)
8.3 Asia-Pacific Insurance Revenue by Type (2019-2024)
8.4 Asia-Pacific Insurance Revenue by Application (2019-2024)
9 Europe
9.1 Europe Insurance Market Size YoY Growth 2019-2030
9.2 Europe Insurance Market Facts & Figures by Country (2019-2030)
9.3 Europe Insurance Revenue by Type (2019-2024)
9.4 Europe Insurance Revenue by Application (2019-2024)
10 Latin America
10.1 Latin America Insurance Market Size YoY Growth 2019-2030
10.2 Latin America Insurance Market Facts & Figures by Country (2019-2030)
10.3 Latin America Insurance Revenue by Type (2019-2024)
10.4 Latin America Insurance Revenue by Application (2019-2024)
11 Middle East and Africa
11.1 Middle East and Africa Insurance Market Size YoY Growth 2019-2030
11.2 Middle East and Africa Insurance Market Facts & Figures by Country (2019-2030)
11.3 Middle East and Africa Insurance Revenue by Type (2019-2024)
11.4 Middle East and Africa Insurance Revenue by Application (2019-2024)
12 Supply Chain and Sales Channel Analysis
12.1 Insurance Supply Chain Analysis
12.2 Insurance Key Raw Materials and Upstream Suppliers
12.3 Insurance Clients Analysis
12.4 Insurance Sales Channel and Sales Model Analysis
12.4.1 Insurance Distribution Channel Analysis: Indirect Sales VS Direct Sales
12.4.2 Insurance Distribution Channel Analysis: Online Sales VS Offline Sales
12.4.3 Insurance Distributors
13 Market Dynamics
13.1 Insurance Industry Trends
13.2 Insurance Market Drivers
13.3 Insurance Market Challenges
13.4 Insurance Market Restraints
14 Research Findings and Conclusion
15 Appendix
15.1 Research Methodology
15.1.1 Methodology/Research Approach
15.1.2 Data Source
15.2 Author Details
15.3 Disclaimer